Henry Tapper has published an interesting article about the problem of the number of lost pensions. We live in an age where careers are much more fluid and many people move companies or retrain and change professions. This mean many people may have had five or six different jobs (if not more) throughout their working career. […]
Where’s my pension? Read More »
This blog was writtern almost nine years ago by: Carl Melvin BA (Hons), MSc, CFP, FPFS, Chartered FCSI Certified & Chartered Financial Planner, Affiliate of the Society of Trust & Estate Practitioners, Chartered Wealth Manager. Somethings don’t change! A new model challenge to the offshore sharks The arrival of wraps allows fee-based financial planners in
Guest Blog: A new model challenge to the offshore sharks Read More »
I have enormous respect for FT Adviser. Their articles are written by proper journalists and they generally write competently and professionally. FT Adviser puts International Adviser to shame with their thinly-disguised promotional shows and Micky Mouse “articles” which only ever promote their own sponsors – Old Mutual International and their ilk. It was really interesting
FT Adviser Top 100 Financial Advisers 2018 Read More »
Long-term savings plans by Friends Provident, Generali, Zurich, Hansard and RL360. These have been around for years and are typically mis-sold by seedy, unregulated advisory firms. Why don’t we come up with an alternative? THE LONG-TERM SAVINGS PIG! Roughly speaking, the con artists at Friends Provident, Generali, Zurich, Hansard and RL360 structure these products so that
Long-Term Savings Pig Read More »
International Adviser really can’t make up its mind whether it is organising a piss-up in a brewery, a news roundup carefully slewed in favour sponsors Old Mutual International, or a marketing machine. I read with interest the recent IA Industry Most Influential Top 100 described by IA thus: “we at International Adviser decided to shine a light
International Adviser – Have I Got News For You! Read More »
Having the highest possible regard for lawyers in general, and JMW Solicitors in particular, it is good to report that there is now a dialogue in progress which will hopefully result in Dolphin Trust producing a copy of the audited accounts. An excellent outcome would also be the repayment of the loan notes. JMW Solicitors
Dolphin Trust’s Lawyers JMW Solicitors LLP Read More »
Capita Oak – the perfect scam This is a letter I wrote to XXXX XXXX´s solicitor back in April 2017. It was ignored. Of course. Dear Thurlstone, (XXXX XXXX) I am now preparing the appeals for the Capita Oak victims against the tax assessments issued by HMRC in respect of the 5% Thurlstone “loans” which
CAPITA OAK PENSION SCAM AND THURLSTONE LOANS Read More »
Integrated Capabilities – a Trust Company based in Malta have created their own Pension Scheme – Azure Pensions. On the face of it, however, the management team do not appear to have learned anything from their previous experience with Optimus Retirement Benefit Scheme No.1 and their association with David Vilka of Square Mile International Financial. It
AZURE PENSIONS – a reputation built on lack of trust Read More »
Stephen Ward of Premier Pension Solutions SL and Premier Pension Transfers Ltd and Dorrixo Alliance Ltd has now been banned from acting as a pension trustee by the Pensions Regulator. Ward’s sidekick Anthony Salih – based at the notorious 31 Memorial Road, Worsley address – has been similarly banned. The ban has been in relation
Stephen Ward – The Death of Trust Read More »
Tackling Caravan Crime – Chancellor Philip Hammond. Victims of pension fraud in scams such as Ark, Capita Oak, Westminster, London Quantum, Friendly Pensions and Salmon Enterprises – will not be surprised to hear that even the Crown Prosecution Service acknowledges that the fraudsters have defeated the system. Alison Saunders, head of the CPS, has stated publicly
Tackling Caravan Crime – Chancellor Philip Hammond Read More »
This week Henry Tapper wrote a blog entitled, “The wheels of the law turn (too) slowly”. He exposes the fact that when it comes to financial crime the justice system in place just isn´t enough. I think he was being generous with his title. The wheels of the law don’t just turn slowly – they just don’t
The wheels of the law don´t seem to turn at all Read More »
Sadly, Spain – the leading British expat destination in Europe – is rife with scams and scammers. The Costa Blanca, Costa del Sol, Costa Brava and everything in between are crawling with what the Spanish regulator calls “chiringuitos” – literally “bar flies”. And you can see why: wherever there is food – whether fresh or
COSTA SCAM – THE COST OF “ADVICE” IN SPAIN Read More »
