1. bryan jones
    July 12, 2018 @ 8:54 pm

    i have a very similar (if not verbatim) response to a written complaint, my question is “if seb are not responsible for any of my losses, why are they all detailed on documents year after year from seb and why were no questions asked?” My second question is, as seb do not offer investment advice, only life insurance, why then am I now an seb client when my original fact find signed by both myself and my financial adviser stated “that as I have no dependents I do not need life insurance”


    • Angie
      July 12, 2018 @ 10:49 pm

      This is exactly why the Spanish Supreme Court has deemed life bonds used for investments to be illegal and invalid. The nature of insurance is that the insurer takes a risk – which, of course, SEB (and all the other bogus life insurance providers such as RL360, Generali, Friends Provident International etc) avoid doing. SEB is trotting out these nonsensical rebuttals but doesn’t really think them through at all.


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