1. Javi
    May 19, 2017 @ 12:30 pm

    Peter Daniel Moat +34 649558187
    Sara Grace Moat +34 618656635
    Calle Truita Javea


  2. Maria McCulloch
    June 2, 2017 @ 9:33 am

    I consolidated my private pensions into Fast Pensions around 2012-2013, through a financial adviser. I learned this year that there is a problem. I too have received emails from Mr Porter enclosing an up to date statement on plain white paper!!! Yes I do believe I’ve been scammed but any help out there would be appreciated. I have lodged a report with Action Fraud, still waiting for feedback.


    • Pension Life
      June 2, 2017 @ 11:21 am

      Have you received a tax demand yet? HMRC have just started sending them out. James Porter is actually Peter Moat – and although he was being relatively communicative a few weeks back, he is now back in hiding and in silence. Who was the adviser who introduced you to Fast Pensions?


      • Frazer Perry
        June 16, 2017 @ 8:39 am

        Blu Funding introduced me to Fast Pensions, we have since found out they are both owned by the same person. HMRC sent a tax demand and we had to prove we had not had any money for cashing in pensions which I never did, I transferred and consolidated them into one.

        Fast Pensions stated when asked by an independent financial advisor that they had absolutely no connection with Blu. They lie.

        I have full details of Peter and Sara Moat as my wife is very good at fining these things out.


        • Pension Life
          June 16, 2017 @ 8:52 am

          As far as I know, Moat is trying to flog workplace pensions at the moment. He and Sara live in Javea, Alicante, and owe money all round town apparently.


      • Maria McCulloch
        June 18, 2017 @ 3:16 pm

        The person who set this up was a very personable​ gentleman called
        Paul Barry from The Capital Consultancy, Number One Grampian Court, Livingstone, EH54 6QF.
        Mobile number: 07796 304477, email: paul@capital-consultancy.com.

        What is it they say about a wolf in sheep’s clothing!!!

        Any help or advice would be greatly appreciated, I’m losing it the region of £75,000-£80,000.


        • Javi
          July 19, 2017 @ 7:28 am

          Paul Barry was also a Director of ‘ Blu Tax Limited’, along with a David Morgan, and a certain Ian Stuart Chapman (Umbrella Loans), do you see the pattern……. Blu being the obvious link to the Moats……


  3. Andrew wharton
    June 5, 2017 @ 4:19 pm

    Hi I transfers my pension in 2013 about £35k and have had regular yearly updates and then I had a tax demand just now and now all their numbers don’t exist , what is the next step ?


  4. Gary West
    June 8, 2017 @ 9:20 am

    Hi I received a Tax Demand from HMRC and am trying to fight it. I emailed James Porter regarding my request for Transfer (which has been ongoing for 2 years now) and referred him to the Pension Ombudsman decision in November 2016 to award me compensation of £1,000 for maladministration and carry out my request for transfer. He came back to me on 30th May to say I would receive the compensation payment no later than 30th June. We will see!!! But I also replied to him that I wished my pension transfer to proceed, despite the penalty for leaving the scheme early. He replied on 1st June to say he was on a Course for 2 days but would respond to me on Monday 5th June – still waiting


    • Frazer Perry
      June 16, 2017 @ 8:36 am

      Exactly the same, my pension pot is worth approx. £51k+, I was told I would be left with £17k


  5. Frazer Perry
    June 15, 2017 @ 11:28 am

    I transferred my pension in 2012, about £50k. I have not received a statement this year so contacted them, James Porter replied with apologies and assured me that I would receive it in the next 5 days, 10 days later and nothing has arrived. I tried to email him this morning and it bounced back saying that it was un-deliverable!
    I’ve tried every number I can find and they are all not in service.
    Can anyone shed any light on how to get in touch with them as I simply am not prepared to right off my pension?
    I too have lodged a report with Action Fraud.


    • FathersDay
      June 18, 2017 @ 6:31 pm

      Did you also get a loan from Umbrella / Blu ?


      • Kerry
        June 20, 2017 @ 9:33 pm

        Omg my husband died he put 40k in to there pension I think I have found where they live they will not get away with this how can they live with there self


        • Pension Life
          June 27, 2017 @ 6:18 pm

          Have just sent you an email but it bounced.


  6. Grant MacBeth
    June 15, 2017 @ 4:26 pm

    I am in pretty much the same position as all of the above, except that I haven’t reported this to Action Fraud..yet.
    If this is indeed a total scam, as it is beginning to appear to be, do we have any comeback at all ?. Does it mean going to court ? Going by the track record of the persons involved, would it be worth the bother?


    • Pension Life
      June 15, 2017 @ 6:19 pm

      I am so sorry to hear that you are a victim of this scam. We don’t yet know how much Moat has scammed people out of but we are doing some digging. Will keep you posted.


    • Frazer Perry
      June 16, 2017 @ 8:35 am

      We were told yesterday, they are not regulated!


      • Pension Life
        June 16, 2017 @ 8:51 am

        No, they are not regulated at all and Moat isn’t qualified.


  7. Grant MacBeth
    June 15, 2017 @ 8:37 pm

    Incidentally, I have been in e-mail contact with James Porter and as a previous post mentioned, his e-mail address no longer exists. I’ve just noticed that the Fast Pensions website has also disappeared.


    • Pension Life
      June 16, 2017 @ 6:28 am

      Looks like Moat has done a runner then. Probably time to get the police involved.


    • Chris Stanley
      June 18, 2017 @ 2:20 pm

      Yeah I just checked all that as well. Not really sure what to do now.


  8. Frazer Perry
    June 16, 2017 @ 8:34 am

    We have been trying to contact Fast Pensions for months, we eventually got James Porter (aka Peter Moat) on 5.6.17 who said he would send relevant paperwork to resolve, to date nothing and all their emails and phone lines are dead. The website is inactive and anyone connected with the business uncontactable. Connected businesses are Blu, Umbrella etc.


  9. Chris Stanley
    June 18, 2017 @ 2:19 pm

    I had an email from james on the 13th as I had a tax demand from HMRC. I asked for evidence of the amounts I transferred across from Aeagon and Capita so I could show HMRC my starting balance. My transfer was done through a marketing company called sign post marketing who don’t exsist anymore either and they gave me a thank you payment of £3200, I explained this to HMRC and they said I would probably have to pay them £1200 for an unauthorised payment . He said he would have this to me in 5 days.. pretty much safe to say that we have all been scammed and even going to court we will probably never see our investments again. 16 years of investment gone just like that.


    • Ian Southgate
      June 20, 2017 @ 1:10 pm

      Do you have any proof that your pension is gone? I have received my annual statement and it looks like it is doing OK, not pulling up trees or anything. With regard to HMRC, if this Sign Post marketing are not a linked company to Fast Pensions I can not see how you have a tax liability, could you explain further


      • CS
        June 30, 2017 @ 12:28 pm

        Hi Ian, I received a letter from HMRC who said they have evidence that I received an unauthorised payment related to pension. I have to send evidence to HMRC (bank statements from 04/13-04/14 so they would have seen a payment but not from Fast pensions.) Proving I didn’t receive 12k which I didn’t.

        I also received my annual statements for the first few years but it took 6 months to get the last one as nobody was replying to emails or picking up the phone. I then received an email from James to say he was taking over.

        Now don’t get me wrong the guy James must have a lot of people emailing him daily in the same position as people on this thread but apart from emailing people back there is still no proof that these compensation payments are being made I know I never received mine today 30/06/17 and that its going to be 03/07/17 as James has asked me to bear with him which I will until then. There are also people trying to transfer out, has anyone been able to yet??

        The big thing here for everyone is not being able to actually talk to anyone, all we have is an email to one guy and there is 400 clients. I would like an end to the whole thing and to be able to transfer my pension out and pay the early exit fee. The amount my pension is sat at, if I paid the fee I would get back close to what invested in 2013 but with the 2 years its taking to transfer out I would be close to 6 years and I would have to pay anything.

        Does anyone know of a UK pension provider who will accept these unregulated investments and also accept tranfers in Specie.?????


        • Pension Life
          July 1, 2017 @ 8:45 am

          You might want to have a look at Sam Brodbeck’s article on Fast Pensions dated 1.7.17 in the Telegraph: https://www.ftadviser.com/pensions/2017/05/11/fast-pensions-told-to-pay-79k-death-benefit/

          For some reason the Moats would not comment!


        • Pension Life
          July 3, 2017 @ 4:50 am

          Trouble is nobody really knows what the “investments” are – Moat told me they were loans, but we don’t know if that is true.


          • Troof Willout
            July 10, 2017 @ 11:27 pm

            Most of the money would have been washed through his various companies in Spain and the UK

            A click through on Companies house shows how deep the rabbit hole goes.

            You can also be assured that his illegally built property on the sea front in Javea, Alicante wasn’t created from ‘business profits’ as the companies he ran all seemed to close as quick as they opened therefore not amassing much in the way of profit at all !

            For those that would like to know where he is…


            his home address is in the public domain, this is one of his many Spanish companies, his main loss making company was Deyse Investments S.L. which would probably have been on the receiving end of the pension funds. This was also called Blu Property Group, the Blu Group also has a construction arm, Property Exchange, this would most likely have built his walled mansion on the sea.

            Google maps might be a suggestion if you need the location of his house.

        • Michael sutcliffe
          January 8, 2019 @ 12:45 pm

          Did you have to pay hmrc.cheers.I had to.


    • Chris Stanley
      June 20, 2017 @ 2:33 pm

      Just to put matters straight I have been contacted yesterday by james on a new email address. He said he will answer my queries in the next few days


      • Troof Willout
        July 10, 2017 @ 11:16 pm

        Did he ?


        • Gary West
          July 11, 2017 @ 8:26 am

          I was in contact with James Porter until last Thursday, 6th July, by email. I have today received an email from Sara Moat to say James Porter no longer works for Fast Pensions as he was covering her maternity leave


          • Pension Life
            July 11, 2017 @ 9:10 am

            Very easy to make an imaginary person disappear – there never was any such person. I haven’t heard back from the Moats’ flaky solicitor.

          • Batman
            July 11, 2017 @ 12:42 pm

            I received an email from james on Friday the 7th July and he never mentioned he was leaving.

            My compensation payment is still yet to be paid as the trustees do not agree with the pension ombudsman decision as they believe that we cannot transfer out of a locked contract. Which we know isn’t true.

            Fast pensions say (james/Sara/peter) whoever they are accept the bad administration last year but the trustees want the right to transfer out taken out before payments are made which we know is just a delay tactic.

            Now Fast pensions have said they will contact the PO to
            Challenge the determinations from the PO before any payments are made..

          • Batman
            July 13, 2017 @ 9:18 am

            What email address is Sara using? 3 days without a reply now from anyone

          • Pension Life
            July 13, 2017 @ 11:43 am

            There is another journalist wanting to do an article on Fast (Disappearing) Pensions – and I will be sending out an email to all the members I have email addresses for asking them to contact her direct. Fast Pensions victims can either call/email her direct or get in touch with me.

          • Gary West
            July 14, 2017 @ 8:50 am

  10. Grant MacBeth
    June 19, 2017 @ 1:14 pm

    Where have the latest posts from James Porter and Pension Life vanished to. ?
    He had posted an alternative e-mail address which I’m sure we would all like to give a try.


  11. Javi
    June 20, 2017 @ 8:15 am

    Peter Daniel Moat +34 649558187 Sara Grace Moat +34 618656635 Calle Truita Javea


  12. david marley
    June 28, 2017 @ 11:49 am

    Hello i to invested my pension with Fast Pensions some 5 years ago. I have been trying to transfer out for some 18 months. I have also recently been contacted by the police in Cheshire but they are not saying much at this time. I do receive polite emails from James Porter but my transfer out seems to be going no were. I think an action group would be a good idea.


    • Phil bonney
      August 17, 2018 @ 9:34 pm

      Hi David. Only found out about fast pensions a few weeks ago when I receive at letter off the trustees re high court insolvency.
      Pissed off and frustrated .
      I invested in 2014 with a pension I transferred,I smelt a rat last year when I couldn’t get hold of them.
      I received Hmrc letter for unauthorised payment which I fought and had it squashed they informed me of something going on.
      As for James Porter which I think is one of the moats and for is wife Sara what a scamming ……..
      I live in south Cheshire and not far from Warrington or Manchester every dog has his day . So called James Porter ie moat took weeks to reply then Sara fobbed me off for months then rang me saying pension is safe ha ha. I am retiring in 18 months time and these gigs have my £30;000 well think it’s gone .
      Let’s hope we get compensated


  13. Javi
    June 28, 2017 @ 5:18 pm

    James Porter is actually Peter Daniel Moat


    • Pension Life
      June 28, 2017 @ 8:24 pm

      He may also be James Hobson as well.


  14. Javi
    July 2, 2017 @ 9:17 am



  15. Robin hood
    July 2, 2017 @ 1:44 pm

    If you want to know where the Moats live;
    C/Truita, 28
    Mar Azul
    Have a – Xabia
    03738 Javea – Xabia (Alicante)

    They live in a half built house that they are trying to sell for several million.

    He is well known in the area for people trying to find him, and the locals will be more than happy to assist, as he does not pay bills there either!


  16. catherine
    July 17, 2017 @ 10:42 pm

    received this email today 17/7/17 from sara/peter.james…….Good Afternoon Catherine,

    I am alarmed at the response from you and the tone of your email. I can say that your pension is safe and intact. I am waiting for a response from the Trustee to see if they will accept your request to transfer out early due to exceptional circumstances due to ill health.

    This is a delicate process as not only do we need to consider your position but also the other members that are in your scheme. Your investment was structured in a 7 year fund and was not meant to be withdrawn for this period. If we have to withdraw your investment ultimately the scheme takes a loss on the disinvestment and also if your fund is invested collectively with other members funds, they potentially get to lose also.

    There are only 43 members in the Springdale Retirement plan therefore we have to consider all parties.

    I am disgusted with the threats you have made that are completely untrue and I will have to send this to the Trustee board and advisers to decide if we need to involve the Police. Not sure if this will delay the application for early release. Leave this to the Trustee.

    I am sorry to have to write emails like this however quite serious allegations being made. Why?

    Many thanks

    Sara Moat


    • Pension Life
      July 18, 2017 @ 8:49 am

      Not sure what all this nonsense about “the trustees” is. Apparently, the trustee company is FP Scheme Trustees – the sole director of which is Jane Wright in Javea. Why doesn’t Sara just pop down the road and see her? She used to work for Peter Moat at one of his Blu companies that went bust and she was paid to be a director of FP Scheme Trustees. And how can she possibly claim that the pension is safe and intact? “James Porter” (Peter Moat) told me himself that the entire fund had been lent out as bridging loans. That is not what should be done with a pension fund at all – and certainly not locked in for seven years.


  17. notsofastpensions
    July 18, 2017 @ 10:12 am

    Sara’s email sounds suspiciously familiar to James/Peter Moat’s famous delaying tactics.. she’s just trying to scare you into silence!


  18. catherine
    July 18, 2017 @ 10:34 am

    think best place for me to start, regarding how my pension ended up placed conveniently with fast pensions, is in Belfast, paul ferrin, tmt partnership,formerly the money tree, tmt associates,the list goes on an on,,currently at ormeau house Belfast running numerous companies,,fleecing people,,,pension was meant to go to two other different companies then unexplained circumstances had to be (going by paul ferrin) be changed at last minute,,will start with this scammer,,long list of people wanting to speak with this scarlet pimpernel


  19. CS
    July 18, 2017 @ 12:26 pm

    Everyone in connection with Fast Pensions is good at the delay tactics, everyday they are disputing something and they need to contact their barristers before they can send anything out. we all know that its our right to transfer out of a pension. yes we may have to pay a penalty but I would rather see part of my investment than nothing at all.

    I’ve emailed Sara today for an update on the contact she was making with the PO regarding the compensation pay outs as FP are trying and split the determinations up, although people at FP seem to miss the point that the compensation is for the stress and inconvenience caused by the bad administration and the right to transfer out is a legal right under section 94 of the pension schemes act 1993 and the PO have informed me already that if they refuse the next step is to enforce the judgment through the high court.

    Looking at the people on this thread it seems we are all being sent around in circles with no end to what’s going on. but taking the word of James/Sara/Peter that our pensions are safe is just not going to cut it. The sooner the police do their job the better.


    • Pension Life
      July 18, 2017 @ 6:07 pm

      I am afraid that this is a familiar theme with these scammers. If Sara Moat (or Peter or “James”) had been genuine and honest, they would have sent evidence that the pensions were safe. Falling back on the excuse that “the trustees” are dealing with it is absolute nonsense. The trustee company, FP Scheme Trustees, has one director – Jane Wright – who won’t answer her mobile and some man answers it and says she won’t speak to anyone. She was employed by Peter Moat in the Accounts Department of his company Blu Property before it went bust and was given a small sandwich to be a director of FP Scheme Pensions.


  20. Sherlock Holmes
    July 18, 2017 @ 12:55 pm

    Catherine,Do not worry about Sara Moat informing the Police, she is already being investigated by the Fraud Squad, plus a few other organisations, who are very interested in how she and her associates have been conducting themselves. Regarding the “serious allegations” I do not know how she has the nerve to accuse anyone of “serious allegations” against her or anyone connected to Fast Pensions.


    • notsofastpensions
      July 19, 2017 @ 11:45 am

      She herself and Fast Pensions is currently under investigation by Cheshire Police so that idea that she will be going to the Police herself because of anyone’s apparent dishonesty from what they have had to endure with this company and it’s Directors is hysterical – do not believe a word she says. They will attempt to say or do anything to protect themselves and to prevent their names and company being bad mouthed.


      • notsofastpensions
        July 19, 2017 @ 11:47 am

        The Police would welcome her with open hands if she ever dare lay a foot within yards of a Police Station! I’d say be my guest – you would be doing us customers all at Fast Pensions a favour!


    • catherine
      July 19, 2017 @ 5:08 pm

      she is complaining to me because I said it is a small world,i know where they live and that it really does rain in spain ,that I will make sure of. she said she does not know if my remarks will maybe hold things up regarding the pension being pulled out early due to my early retirement because of health reasons,this joker deserves an Oscar,


      • Pension Life
        July 19, 2017 @ 5:41 pm

        I am beginning to wonder whether Sara and Peter Moat think all the members (and the Pensions Ombudsman) are wrong, and they alone are right. This really is unbelievable behaviour.


        • Gary West
          July 21, 2017 @ 12:03 pm

          I have emailed Sara Moat no less than 6 times in the last week and have not once had the courtesy of a reply!!! The last email received from her was Friday 14th July in which she said she would have an update no later than Monday 17th and, needless to say, nothing


          • Batman
            July 22, 2017 @ 7:47 am

            I have also emailed her about 6 times, I got an out of office on Wednesday. Fast pensions have still made no contact with the pension ombudsman as she said they would.

          • Pension Life
            July 23, 2017 @ 7:15 am

            I guess the Moats are enjoying their holiday and can’t be bothered thinking up any more lies at present – it must be hard work investing all these excuses and explanations for why they can’t find the pension funds.

          • Gary West
            July 24, 2017 @ 8:48 am

            I have this morning received the following from Sara Moat:-

            July 2017, 9:17, Sara Moat wrote:

            Good Morning Gary,

            I have had a response to the request for transfer out early and the Trustee has declined the application. The trustee has said to re-apply in 3 months and they can see if the position is different. The reason for this, is that they do not want to disinvest assets and lose money for yourself and other members of the scheme.

            Regarding the compensation Gary, I have attached a copy of an email sent to Ian Berry and I will keep you posted of the outcome.

            I am sorry that we cannot help at this time with your request to leave due to your personal debt position.

            Many thanks


            LIES, LIES, LIES

          • notsofastpensions
            July 24, 2017 @ 10:13 am

            Ha Ha The Trustee that doesn’t exist.. what she actually means is re-apply in 3 months to see if the Moat’s dire financial situation has improved.

            Sara/James/Peter insisted that we all had the right to withdraw our pension but would be subject to an .early exit penalty fee’ however because most of us have taken them up on this offer on the basis that we all just want our pensions back in safe hands regardless of the cost – they are now using yet another further excuse to prevent Fast Pensions ever paying out a penny. Just wait – in 3 months time they will have conjured up another delaying tactic and excuse as to why we will all be faced with yet a further delay. I really feel as though this is an upheaval losing battle.

  21. Javi
    July 19, 2017 @ 7:33 am

    Paul Barry was also a Director of ‘ Blu Tax Limited’, along with a David Morgan, and a certain Ian Stuart Chapman (Umbrella Loans), do you see the pattern……. Blu being the obvious link to the Moats……


    • Gary West
      July 19, 2017 @ 8:48 am

      Just out of curiosity, anyone who was given a loan from Blu Funding (now Umbrella Loans), have you been paying this back and/or are you continuing to do so since discovering that this whole thing is a scam?


  22. Fast Eddy
    July 24, 2017 @ 1:54 pm

    Javi – can you shed any light on this re just how it linked with Fast Pensions?


  23. Sherlock Holmes
    July 24, 2017 @ 1:56 pm

    The Trustee for Fast Pensions is a Jane Wright, who surprisingly does exist, who I had the pleasure of speaking to way back in 2012 when I had a query about my pension which I had recently transferred to Fast Pensions.One of the few occasions when someone actually answered the phone. I have read the reports where clients are doing their utmost to remove their funds early even to the point of paying a penalty,my Five Year Plan is up in October 2017 and I have asked Sara Moat on numerous occasions to confirm that my remaining fund will be released, but not surprisingly, have had no reply. I have an e-mail on record from “James Porter” stating that the “Trustee” has confirmed the release of my funds, but it remains to be seen if that will happen.


  24. notsofastpensions
    July 24, 2017 @ 2:38 pm

    Jane Wright was also the Director of Umbrella Loans – but has since resigned.

    I’ve been looking online and after numerous tries at googling Fast Pensions and being present with such little info I decided to go on a different approach and googled the Retirement Plan that I was enrolled in within Fast Pensions – mine was DM1 Investments but others would have been Leafield Retirement Plan, EP1 Retirement Plan.

    And this is what I found… https://beta.companieshouse.gov.uk/company/07721321/charges

    All these Retirement Plans come under the Company House Name of Bridge Bank Capital – which of whom if you look at the above links ‘Sara Moat’ is the Trustee of.

    The Director of Bridge Bank Capital was Patrick Gerrard Finnan – who was ALSO a Director of Umbrella Loans with Jane Wright – Umbrella Loans being the feeder Company into Fast Pensions and diverging those that were in financial difficulty to withdraw their pensions.

    It’s clear that all these people are in this together – there are no ‘Trustees’ Sara Moat along with all her friends are the Trustees.


    • Gary West
      July 25, 2017 @ 9:01 am

      Sara Moat recently commented that there have been no Ombudsman Decisions against Fast Pensions this year – she is lying – Ive read at least 4 on line this morning dating March 2017 through to May 2017


      • Batman
        July 25, 2017 @ 3:18 pm

        My first complaint was 16th December which was upheld in March then I complained again because I still was not happy in April and this was upheld in May. So one of mine is this year. James porter said the same to me and I said he should check again.


    • Ian Southgate
      July 25, 2017 @ 6:08 pm

      Very interesting reading. I am no expert but does that link not show all those properties as assets of the pension schemes and if so surely they must have considerable value?


      • Ian Southgate
        July 26, 2017 @ 2:32 pm

        Having looked again the pension schemes definitely have legal charges on many various commercial property and they are all listed on the link provided. As I posted yesterday this must be where the money is tied up and if so should be easy to prove value as it is all bricks and mortar


        • Pension Life
          July 26, 2017 @ 6:19 pm

          The trick is establishing the link – following the money.


          • Ian Southgate
            July 26, 2017 @ 7:38 pm

            The link in my opinion clearly shows the assets held within the pension scheme.This is where the money is I am convinced, why is everybody ignoring and going off in total tangents about this that and the other When it is clear where our money is?????

  25. Fast Eddy
    July 24, 2017 @ 7:18 pm

    Javi – I cant see anything online for a capital performance or London Trader group? Where did you get this info from?

    There is a kapsecure site but seems, surprise surprise to be a holding site.


  26. Fast Eddy
    July 24, 2017 @ 7:18 pm

    Javi – I cant see anything online for a capital performance or London Trader group? Where did you get this info from?

    There is a kapsecure site but seems, surprise surprise to be a holding site.


  27. Fast Eddy
    July 25, 2017 @ 1:32 pm

    Jeez – it get’s worse by the day. Is FX Move regulated? Where is Mr Henderson and Thomas etc based? If the UK is the SFO not being made aware of this?


  28. Sherlock Holmes
    July 25, 2017 @ 6:40 pm

    It does indeed get worse. Merle Oper is also the sole Director of a company called Silverene Administration Ltd in Wigan.The connection there is that the Pension Advisor at Silverene is a Paul Bennett who was supposedly the Fast Pension administrator from August 2014 to February 2016, but if you look up his profile, there is no mention of Fast Pensions at all, but between those dates he states that he was employed by a company called Jackson Wood. Guess who one of the Directors was: Ian Stuart Chapman.
    The next person I will mention is Gary Henderson. I wondered when he would surface again. Between 2014 and 2016 my only link with Fast Pensions was by the only telephone no. available or e-mail to Paul Bennett, but sometimes when Paul Bennett was not available, the phone was answered by Gary Henderson, who I found out later from Paul Bennett, was his “manager”. I wouldn’t be surprised if Gary Henderson had connections to Capital Consultancy in Scotland, who were the company who contacted me initially about my pension.


  29. Fast Eddy
    July 25, 2017 @ 9:21 pm

    Where is Ian Chapman based? Again, if in the UK, why are the police and the SFO not knocking on his and the others doors to establish just where the hell our money is?

    What did Jacson Woods do too?


  30. Sherlock Holmes
    July 26, 2017 @ 7:27 am

    Paul Bennett is now the Senior Pensions Administration Analyst(quite a mouthful) and has been from March 2016, and from August 2014 to February 2016 he was only a Pension Administrator. The address for Jackson Wood Ltd is Warrington Business Centre, 67, Bewsey St, Warrington which is a “virtual address” which is also the same address for, Blu Financial Services, Blu Debt Management, Umbrella Loans, Fast Enrolment, Blu Vida Ltd, all connected to either Sara Moat or Ian Stuart Chapman or a Mark Fuller.


  31. notsofastpensions
    July 26, 2017 @ 8:09 am

    I feel as though we may be focusing too intently on the Moat’s themselves – they may be the acting Directors of this company but I believe that all these names Ian Chapman , Jane Wright, Henderson are just as much involved within Fast Pensions and the several holding companies and businesses associated with it. What can we do with all this information? I think the sheer enormity of the amount of companies/persons involved within this is unprecedented and goes much further than just Peter and Sara.


  32. Javi
    July 26, 2017 @ 9:57 am

    Peter Daniel Moat controls all of these companies through the above mentioned persons….


  33. Gary
    July 26, 2017 @ 10:20 am

    I have an email dated January 2014 from Paul Bennett at Blu Funding Corporation Ltd and further emails from Paul Bennett at Fast Pensions


  34. Sherlock Holmes
    July 26, 2017 @ 5:20 pm

    According to Paul Bennett’s profile, he was employed by Jackson Wood Ltd, from January 2013 to July 2014 as a Lending Officer dealing with unsecured loans. You can find his profile and photo on LINKEDIN.


  35. Fast Eddy
    July 28, 2017 @ 3:38 pm

    Jav- Kapsecure? This is only a holding page from what I can see although there is a Simon Thomas (where have we heard that name before?) and Stephen Miller on the FCA register. Just what is the connection between Fast Pensions and Kapsecure now? The web widens…


    • Javi
      July 29, 2017 @ 11:51 am

      Look at the shareholders in Kapsecure (and their recent company updates), Simon Thomas and a ‘Boromir Investments Ltd’ (Thomas also), SJT Ventures (Thomas also), Thomas is another who is paid to front things for Moat….. both Boromir and Kapsecure have the same company address..Walkers Solicitors in York…who used to have a Director called Marc Stuart Allison who was involved in…..Jackson Wood Financial services with guess who….Ian Stuart Chapman and a Mark Anthony Fuller(Silverene) and a Brian David Taylor. This brings us all the way back to Fast Pensions….where strangely (as Sara Grace Moat is the only Director), Chapman was named as the Director who signed off the ‘Micro’ accounts for FP on March 6th 2017…..
      Also look at Prosperity Asset Management Ltd, Directors Merle Oper and Gary Hendersons wife…..


      • Pension Life
        July 29, 2017 @ 12:13 pm

        Just emailed you.


  36. Javi
    July 29, 2017 @ 12:34 pm

    I would think Angie can’t say too much at the moment, because she now knows what the Moats did with the pension money.
    She would have to keep this to herself for now, because of the criminal action against the Moats.


  37. Fast Eddy
    July 29, 2017 @ 2:31 pm

    Javi. Sounds like the whole sorry saga is about to be bust wide open. Lets hope the poor dispossesed pensioners get some restitution.


    • Pension Life
      July 29, 2017 @ 8:02 pm

      Watch this space. I am sorry I haven’t said a lot lately – I couldn’t.


    • Javi
      July 29, 2017 @ 8:40 pm

      Are you not one of the pensioners Eddy…….


    • Javi
      July 29, 2017 @ 9:18 pm

      ‘why are the police and the SFO not knocking on his and the others doors to establish just where the hell our money is?’…….


      • Pension Life
        July 30, 2017 @ 12:42 pm

        Just sent out a comprehensive email on where the Fast Pensions money has gone and why the victims can’t transfer out. If anyone hasn’t received the email please let me know.


        • Mark Boddy
          July 31, 2017 @ 3:54 pm

          I am also the victim of Fast Pensions.
          Could you please copy me in on the email.
          Many thanks


          • Pension Life
            July 31, 2017 @ 5:06 pm

            Hi Mark, will send it to you now.

        • catherine
          August 25, 2017 @ 2:43 pm

          could you please send me a copy..


          • Pension Life
            August 26, 2017 @ 7:50 am

            You can find all the details on this blog: https://pension-life.com/bridgebank-capital-fast-pension-scam/

  38. Fast Eddy
    July 30, 2017 @ 2:32 pm

    Javi – no I am a concerned observer having seen the article in he Telegraph. I hope the crooks get brought to task.


    • Pension Life
      July 30, 2017 @ 2:48 pm

      Don’t worry – that is at the top of the agenda.


  39. Fast Eddy
    July 31, 2017 @ 10:35 am

    Does anyone know when the BBC doc is coming out?


    • Pension Life
      July 31, 2017 @ 5:05 pm

      It is only being filmed this week so it won’t be for a while yet. I will let you know as soon as I have a date.


  40. Ian
    August 1, 2017 @ 7:03 am

    To all the members on this list, I pray for the safe return of your pension funds.

    Angie, would you be so kind as to send the email to me? I am new to your site and this is something that has concerned me for some time.

    Why, why, why do the powers that be allow this to happen? Self Invested Personal Pensions (SIPP’s) have been regulated by the FCA (previously the FSA) for ten years now…….good. I believe the ‘product’ offered by Fast Pensions involved the applicant becoming a member, not of a SIPP but an Occupational Pension Scheme.

    So, who regulates the trustees / scheme administrator of an Occupational Pension Scheme? The Pensions Regulator is the answer? How is it then that any Tom, Dick or Harry has been able to register an occupational scheme? Not just set it up, register it with HMRC but flog it to hundreds of innocent people?

    Please correct me if I have got anything wrong here but it seems to me there is a huge ‘gap’ in regulation here. These people must have known of this ‘gap.’ They would never, ever have been able to register a SIPP under the scrutiny of the FCA. They would have been laughed out of the room.

    It should be common sense that we need ‘joined-up’ regulation with a barrier to prevent those who are not suitably experienced / qualified / fit and proper from entering this industry whatever type of scheme or activity they may be involved in. Are the powers that be telling us that Occupational Pension Schemes are not worth regulating?

    I wish for the best outcome for everybody who is affected by this scandal.


    • Pension Life
      August 1, 2017 @ 8:15 am

      I’ve just sent you the email outlining how this scam worked. It is appalling that pension money has been lent out to all sorts of Toms, Dicks and Harrys as loans on properties. Getting this money back is going to be a nightmare. The Moats are clearly not people who should ever be allowed anywhere near pensions.


    • Pension Life
      August 1, 2017 @ 2:27 pm

      I’ve just sent out another email which is copied in to all those on the Fast Pensions Scam email circulation list. If you want a copy of this email, and have not received it already, please let me have your email address and I will forward it on to you. You can email me on angiebrooks@pension-life.com


  41. Javi
    August 2, 2017 @ 12:35 pm

    Gary Henderson is Peter Moat’s ‘right hand man’ another who is disqualified until 2022, but who is managing to act as the accountant for most of the companies associated with ‘Fast Pensions’. His mobile number is +44 7703 847211…..


  42. Boomer
    August 3, 2017 @ 6:09 pm

    A new webpage is live …..


  43. Sherlock Holmes
    August 4, 2017 @ 7:36 am

    Has anyone received any e-mails from Sara Moat within the last few days. I have received an e-mail asking me to complete a form, to up-date my personal details and return within seven days. I think she is taking the mick. How can she find the time to send them out, but cannot deal with the most important issues, and that is pay out the monies to the clients who are waiting for compensation and also in my case, a drawdown payment that was applied for in January 2016 (yes 2016).


    • Peter Goat
      August 4, 2017 @ 10:59 am

      I’d like you to see my new site…



      • Pension Life
        August 4, 2017 @ 11:22 am

        LOL you old goat! You realise everyone will think I did it!


        • Gary
          August 4, 2017 @ 12:57 pm

          Brilliant lol !


        • Peter Goat
          August 4, 2017 @ 2:08 pm

          The more hooks in the river, the more likely you are to capture a slippery fish !


          • Pension Life
            August 4, 2017 @ 2:45 pm

            Indeed. Am expecting a lawyer’s letter any day 🙂

  44. Fast Eddy
    August 4, 2017 @ 7:42 am

    Boomer – incredible.


  45. Boomer
    August 4, 2017 @ 9:13 am

    I have also had the email asking me to confirm details. This is the first communication I have had from the company since 2015 !!


  46. Javi
    August 4, 2017 @ 9:32 am

    ‘Fast Pensions Limited currently administers Defined Contribution pension schemes. Fast works very closely with Corporate Trustees to deal with all the enquiries that are raised by clients regarding their pension plan. The pensions schemes that we operate are all controlled by the Trustee under individual trust deeds that determine how the scheme and pension plan should be administered’


  47. Ian
    August 4, 2017 @ 1:19 pm

    This has to be a delaying tactic. They obviously think everybody will send their query through their shiny new website, wait forever and therefore not bother to alert authorities and vent on here…..’oh darling….they’ve got a new website….our pensions must be safe…… they’ve even got a Sky News feed.’

    It is best to not underestimate the intelligence of your customers. Also…..these schemes have no corporate trustee but two individuals (supposedly!)


    • Peter Scroat
      August 4, 2017 @ 2:16 pm

      100% delay tactics, there is NO NEED for this AT ALL, unless they Lost your records!

      Having spoke to employees and companies in Javea, this is the exact thing he has done there too, stringing people on, pretending to be ‘In touch’ with all those whom he has royally ripped off!

      I would be inclined to ask them for the address, details of Jane Wright, the trustee.
      She lives in Javea too, get in touch with her – before she goes to prison that is for signing off your pensions into Moat’s Pocket!

      High time these scammers were all slammed in jail, asset stripped and banned from ever being part of a company again.


  48. Jane Wrong
    August 4, 2017 @ 2:44 pm

    Looking for the Trustee anyone ?

    Jane Wright : Trustee – FP Scheme Trustees LTD

    Took some time to trawl through the internet, but there is a group image of the Blu Employees on the internet…
    ( http://www.empresasmarinaalta.com/javea-xabia/empresas/seguros/blu-insure-1176.html )

    Larger View -> http://www.empresasmarinaalta.com/images/listing_photos/1176_11174502.jpg

    In the middle you see the Gruesome Twosome with the employees of BLU Property Group.

    I looked for each female (English looking) in the picture and then Facebook searched the name, Jane Wright, I think this is her…


    • Pension Life
      August 4, 2017 @ 5:23 pm

      Yes, that’s her. I called her and a man answered – he was very defensive and she wouldn’t speak to me.


  49. Sherlock Holmes
    August 4, 2017 @ 9:33 pm

    Just looked at the Blu Group photo. I do not think the Moats will be smiling for very much longer when the jigsaw puzzle is complete. Is there another photo of Jane Wright available as I am not on Facebook. I have spoken to her in the long distant past but do not know what she looks like. For anyone who wants to know, Fast Pensions is definately being investigated by the Fraud Squad and have been for a quite a while, but it is a long drawn out process, due to the complexity of the Fast Pension operation and all the “associates” connected to the Moats. Other organisations are involved of which some of the FP’s clients, including myself, are helping with their investigations.


    • Pension Life
      August 4, 2017 @ 9:40 pm

      Update email due out tomorrow to all Fast Pensions victims – after I spoke to L. Goodman of Bridgebank Capital No. 5.


  50. Ian
    August 5, 2017 @ 7:03 am

    Please can you send me a copy of this update email too Angie? I think I’m already on the distribution list but not certain. Thanks.


    • Pension Life
      August 5, 2017 @ 7:55 am

      Of course Ian – you are on the distribution list. I am hoping to get it out this afternoon.


  51. Fast Eddy
    August 6, 2017 @ 2:42 pm

    Hi Angie

    Did you send out the email update?


    • Pension Life
      August 6, 2017 @ 7:06 pm

      I sent out the update earlier today. If anyone wants a copy please let me know.


      • Carol Begbie
        August 16, 2017 @ 12:24 pm

        Hi further to the comment I have posted today are you able to send me a copy of the update please and also any other information would be gratefully received. I have been dealing with a police officer in Cheshire regarding my sister’s claim with Fast Pensions.


        • Pension Life
          August 16, 2017 @ 1:25 pm

          Just sent you an email Carol.


          • Virtual00
            October 12, 2017 @ 9:23 pm

            hi is they any updates on what to do. I need help if any as I’m a victim of these scumbags.

    • Pension Life
      August 10, 2017 @ 2:13 pm

      Yes I sent it out on Monday. Is this your best email address to use?


  52. Sherlock Holmes
    August 7, 2017 @ 11:48 am

    Anyone thinking of sending an e-mail to Sara Moat, save your time. She is on annual leave for a fortnight. Surprise,surprise.


  53. Billy
    August 8, 2017 @ 11:48 am

    Would like to join group


  54. Javi
    August 9, 2017 @ 9:25 am

    I would doubt they will be going to their summer favourite, the Maldives, this time……. disgraceful use of other peoples hard earned money… it will be interesting to see if their daughter returns to the school in Denia (the next town to Javea) in September…


  55. Sherlock Holmes
    August 10, 2017 @ 1:12 pm

    Anyone heard anything lately. Seems to have “gone quiet on the western front”,or know where the Moats have gone on their “hols” with our money.


    • Pension Life
      August 10, 2017 @ 2:12 pm

      Laurence Goodman of Bridgebank Capital No. 5 has not come back to me so I have passed it over to our solicitors.


      • Ian
        August 11, 2017 @ 6:49 pm

        As owner of JD sports surely that gives us some leverage as he would not want any bad press?


        • Pension Life
          August 12, 2017 @ 5:49 am

          This from Laurence Goodman of Bridgebank Capital. I am sure the Fast Pensions victims will feel free to drop him a line to wish him an enjoyable holiday:

          Laurence Goodman | Bridgebank Capital
          Attachments00:00 (1 day ago)

          to me
          I am currently away on family vacation so you will have to wait until i return to work

          Laurence Goodman
          Managing Director

          DDI: 0161 4430680
          M: 07856 686330
          E: lgoodman@bridgebankcapital.co.uk


          • Manners
            August 12, 2017 @ 6:17 am

            What kind of response is that? How rude and pompous, a trait among Chartered Accountants.

            Does not even let you know when he will be returning. A word of reassurance that he will look into the matter would not have cost him a lot!

            Will be interesting to see which side he is batting for.

          • Pension Life
            August 12, 2017 @ 8:01 am

            I was prepared to give him the benefit of the doubt initially. Perhaps a few of the Fast Pensions victims will drop him an email or even give him a call.

    • Ian
      August 10, 2017 @ 8:33 pm

      Not defending these clowns but there is no proof whatsoever at this moment the Scroats are holidaying with our money. Such talk without cast iron proof Is dangerous, especially
      as the truth is unfolding, wind it in fella, eh and see what the result of the above post brings


      • The other Ian
        August 12, 2017 @ 9:26 am

        I am sure Mr.Goodman would not brush off his customers or suppliers in such a rude manner.

        Things are afoot at Bridgebank:-


        It would also appear their premises are to let.

        If these things are signs of a significant corporate development, I would think the last thing he would want right now is a rotten scandal exposed as it appears it will be.

        Whilst Bridgebank itself is a proper and apparently successsful business, looking through the Bridgebank Capital No 5 Ltd charges on Companies House website is like opening Pandora’s box. A legal eye needs to view all of this.

        In the meantime let us all hope Mr. Goodman will help himself by helping us all.


  56. Denny
    August 10, 2017 @ 11:06 pm

    Hi..would also like to join the group. I am in similar position to most in that fast pensions will not release my pension for transfer. Being fed the same b……t Please could you forward all relevant emails to me. I would be most grateful


    • Pension Life
      August 11, 2017 @ 6:54 am

      I will send you all the relevant recent emails. Sorry to hear you are another victim.


  57. Javi
    August 13, 2017 @ 10:11 am

    Just a recap on some very important numbers if you are trying to find out what has happened to YOUR pension funds…..
    Peter Daniel Moat (Head Honcho) +34 649558187
    Sara Grace Moat (Director) +34 618656635
    Jane Wright (Trustee) +34 652053469
    Gary Henderson (The accountant) +44 (0)7703 847211


  58. Sherlock Holmes
    August 15, 2017 @ 6:28 am

    The Moat’s may not be using our money for their “hols” but I bet they are enjoying themselves. At least they are having a holiday. I will not be having a holiday. I would have done if Fast Pensions had released my drawdown payment that I applied for nineteen months ago. The Five Year Plan I signed up for matures in October 2017, I wonder what Fast Pensions will do then.


  59. Carol Begbie
    August 16, 2017 @ 12:18 pm

    I am the sister of the widow still waiting on the 79k pension fund being released by Fast Pensions after numerous excuses delays etc. My brother in law died 2 years past March and we have a Pension Ombudsman ruling ordering Fast Pensions to pay the fund plus compensation within 28 days and guess what – NADA!

    Sara Moat and her husband Peter Moat should hang their head in shame at the despicable disregard they have for giving people their money whilst they clearly live a good lifestyle. I am a great believer in Karma and what goes around comes around and I truly hope these horrible people never have a good life ever.

    They have caused untold misery to my sister and her family and I will never forgive them for that.

    The lies told by Sara Moat and people in her organisation using various names (not even sure if they exist as anyone can call themselves anything by email) are vast and many / they use delaying tactics all the time including asking for forms to be completed / documents to be sent / etc etc

    Sara Moat herself emailed me over 18 months ago advising the “disinvestment” of the fund had commenced but could not say how long it would take for the process and for my sister to get her money.

    I would very much like to be copied in and included in any further updates relating to Fast Pensions and the evil people behind this what I consider to be a scam!


    • Javi
      August 17, 2017 @ 8:53 am

      Call the ‘trustee’ Jane Wright on +34 652053469 and ask her what is going on….. terrible situation caused by terrible people


  60. David Knox
    August 23, 2017 @ 3:33 pm

    hi ….
    i also have been with fast pensions since 2013.
    i retired in December 2016 and approached the company for my pension…
    with no replies from the website and phone calls were a waste of time (recorded message “please contact us via the website)
    action fraud were informed in november and again in march 2017 ,soon after that the fast pensions website was offline.
    i also recieved a email from sara moat on the 3 august asking if the details of my plan were correct .
    i replied that they are correct and told her action fraud were involved ..
    today i have another email ….with the plan information update !!!
    with a changed birthdate !!! another delay tactic !!! about time these people were in prison !!!
    i would appreciate being sent the update emails Angie !!!


    • Pension Life
      August 25, 2017 @ 1:09 pm

      Will send you an update on everything.


    • notsofastpensions
      August 26, 2017 @ 7:41 pm


      I also too received this same Email from Sara with a completely incorrect birth date – this is yet ANOTHER deliberate delaying tactic.


  61. David Knox
    August 24, 2017 @ 2:47 pm

    another two emails from sara moat…
    one apologising for the mistake in my statement ,the other with the corrected statement…could it be that i will now get my pension !!! ???
    maybe …!! could be good news for the many people on the site …we will see !!


  62. catherine
    August 25, 2017 @ 2:45 pm

    RE: latest response from sara
    Sara Moat
    Today, 15:16
    Good Afternoon Catherine,

    I have discussed your case with the Trustee and it has been pointed out that in order that you are able to receive your full pension amount due to ill health, the scheme rules and HMRC rules state that we need to have evidence from an independent GP that your illness is terminal and also life expectancy is going to be less than 12 months.

    I have the doctors notes and sickness notes on file however it does not expressly say this and therefore will need another letter to this effect in order that it can be represented to the Trustee Board.

    As soon as I receive this from you I will schedule this for the next Trustee meeting.

    Let me know if you need anything else from me otherwise I will wait for you to come back to me.

    Hope this is OK

    Many thanks

    Sara Moat


    • Pension Life
      August 26, 2017 @ 7:48 am

      “Board of Trustees”? Sara Moat and Martin Peacock are the trustees.


      • WDJ
        September 11, 2017 @ 6:49 am

        Martin Peacock stays up the road from me and has another Company five minutes from my work. I have been advised not to go near him by Pensions Ombudsman. I believe he is no longer a trustee


        • Pension Life
          September 11, 2017 @ 5:01 pm

          Who advised you not to go near him?


    • notsofastpensions
      August 26, 2017 @ 7:44 pm

      Sara is the trustee! It says so in black and white on Companies House.

      This is getting ludacrious – and I am now highly concerned there is an emerging pattern that she is emailing all the customers of Fast Pensions with completely incorrect birth dates.


  63. Ian
    August 26, 2017 @ 8:32 am

    Does Sara Moat not realise that everybody KNOWS who the trustees are? Surely she must. She looks so ridiculous.

    Does that company, FP Scheme Trustees Ltd exist only as a smokescreen?

    Do we know anything more on the whereabouts of the BCL loans? IF these have been reported to Companies House as ‘satisfied’ and they are not then this would surely be fraud…….? Has some sort of ‘remortgage’ occurred where the liability has been taken on by another lender?


  64. Javi
    August 27, 2017 @ 2:05 pm

    Call the ‘trustee’ Jane Wright on +34 652053469 and ask her what is going on…..


    • Pension Life
      August 27, 2017 @ 2:24 pm

      Her boyfriend/partner will answer and say she can’t come to the phone (so leave a message which won’t get answered). She is no more a trustee than my next door neighbour’s cat. She is just yet another stooge paid by Peter Moat to pretend to be something she isn’t.


      • Troof
        September 13, 2017 @ 9:34 am

        I’m trying to find her, and I must say, I am very close to it, I have been helped by locals, we have found her house that she sold recently, and I’m waiting for a forwarding address from the new owner’s solicitor.

        When I have it, I’ll let you all know.


  65. Fast Eddy
    September 9, 2017 @ 10:18 am

    Does anybody know when the TV programme is coming out on this debacle?


    • Grant
      September 11, 2017 @ 6:11 pm

      Rip Off Britain. New series starts October…….apparently


  66. CS
    September 10, 2017 @ 8:13 am

    I was quite shocked this week when I actually received my compensation payment in my bank. Maybe this is a turning point for FP. Has anyone else been paid yet?


  67. David Knox
    September 10, 2017 @ 9:27 am

    thats good news CS …hope it is a turning point !! my pension is apparently “locked in” till 2019 ,but forms are available to release it early in cases of hardship or illness …at a loss of course !!….according to the latest email from sara moat .


    • Kerry
      April 4, 2018 @ 11:36 pm

      Hi how much did they pay u if u don’t mind


  68. WDJ
    September 11, 2017 @ 6:47 am

    I have been dealing with this nonsense since transferring my Pension in June 2013. I was introduced by a 3rd party called Jackson Francis who I have since found out are also a scam Company. I have been dealing with The Pensions Ombudsman, Action Fraud, The Pensions Regulator, The Police, The Citizens Advice Bureau, The Courts, James Porter and Sara Moat. My Pension was transferred in June 2013 everything was ok statements were received for the first year then nothing. I have been dealing with this non stop for around the last two and a half to three years and I am getting nowhere at all. I was awarded as everyone else was a Compensation payment of £1k and advised by the Pensions Ombudsman I could transfer my Pension out to another Company. That was in December 2016 still nothing. They have been putting me off with excuse after excuse since December 2016. I have even visited Spain and tried to arrange a meeting with Sara Moat however when I say to her I am in Spain she says she is in the UK and when I say I am in the UK she says she is in Spain. I am at my wits end with this and they have now told me I am locked in for 7 years as I signed paperwork agreeing to this which I know I did not do. I have since heard that the Company that introduced me to Fast Pensions who were Jackson Francis have been signing clients names against agreements therefore people like myself do not know these things have happened and I believe this is the reason that I am now locked in until July 2019. I also believe that all of the money belonging to everyone has gone and that I personally will not receive my money back. I have lost almost £60k. I have now been advised that I need to take out an Enforced Determination to have my Pension released, this will cost me 10% of my Pension therefore around £600 however this does not guarantee the release of my Pension. I also have to take out a Court Judgement at a cost of £70-80 to have my £1k compensation released from Fast Pensions again this is not a 100% guarantee that I will receive it. I can either do this or I can just wait and see what happens.


    September 17, 2017 @ 3:06 pm

    Who’s who?

    After dealing with Fast Pensions for sometime and putting up with the rubbish from Paul Bennett (who don’t forget is in the nest), the Sara Moat before James Porter, then back to Sara Moat.

    But I ask the question who is who?

    Confused yes so am I the whole Fast Pensions web is something Insp. Vera would find hard to undercover.

    I have dealt with “Sara Moat” for 3 years I have never came across a woman who is so full of herself and also rubbish. Her excuses are just something to be desired as everyone she is caught out with fact.

    If you push her enough and debate with her enough in her panic she starts to let the “cats out the bag”.

    There is hundreds of people with their investments stuck behind such a Wicked woman who just talks a load to deter coming up with the funds.

    I personally look forward to the actions pending against them and so see justice, which will be with authorities making the move.

    I don’t have any faith that Sara Moat will settle any case even if it is demanded by the P.O.


  70. Sherlock Holmes
    September 19, 2017 @ 6:10 am

    CS. You have mentioned that you have received your compensation, how long did the whole process take. I take it you completed the IDRP form. Was it e-mailed to Sara Moat, or did you post it. Has anyone else received a “surprise “.
    Troof. Have you managed to find the Moat’s yet. Has their house actually been sold. The price was just over 3 million.


    • Gary
      September 19, 2017 @ 11:55 am

      Hi I have received my compensation also. Completed an IDRP Form and emailed to Sara on 2nd August. Received compensation on 13th September. Wont let me have my Pension Pot though, says its locked in for 10 years!!!


    • Troof Willout
      September 19, 2017 @ 1:18 pm

      Not the Moats, but I HAVE found the trustee.

      She has an apartment, near McDonalds in Javea, and drives a U.K. Silver JEEP, if you want more details, ask Angie

      The house as far as I’m aware is still on the market, but it’s not advertised in the windows or websites of agents in the area yet.


    • CS
      September 21, 2017 @ 3:09 pm

      I started the process in December 2016 with the Ombudsman, after having two appeals upheld I should have received the £2000 by 31st May but that never came, daily emails saying it would be coming and your money was safe.
      I then contacted the pensions ombudsman again for some advice and they said to contact the county court and enforce the determination, I did this at the end of July, Fast pensions said they never received any correspondence from the courts so I scanned and sent it by email.

      Things went quiet and I sent daily emails I then decided I would escalate this to the next level with the county court, I then sent this to Sara who then on the following Monday 4th September replied to say they would be paying the compensation. I agreed that if they paid the compensation and the court costs I would waiver the interest. I was then paid around the 7th September around Midday.

      I was true to my word with Sara I informed the courts that it was paid in full.


  71. Troof Willout
    September 19, 2017 @ 10:25 pm


    This guy, Burns, used to front up..


    lived in Spain, now in UK, handling pensions etc.. worth knocking on his door!


    • Pension Life
      September 20, 2017 @ 2:54 pm

      Robert Burns used to be Stephen Ward’s Operations Director (aka stooge).


  72. Ian
    September 21, 2017 @ 8:06 pm

    I can’t see that just because we have an FCA regulated person / entity mentioned here as a connection of Moat that this is terribly relevant.

    In opening these ‘bogus occupational pension schemes’ and receiving transfer values from ‘real’ pension providers, Sara (the Moat’s) have not acted illegaly. It is disgraceful this loophole was there and there are proposals to stop this happening in future but…..the horse has bolted. They ‘legally’ started Fast Pensions Ltd and got hold of these funds. They didn’t need to be authorised by the FCA or any regulator at all. This is a shameful situation but true.

    The issue must now be………..where are the funds?


  73. Troof Willout
    September 22, 2017 @ 4:46 pm

    The Moats live in Dénia now, very close to Javea.


  74. Grant MacBeth
    October 3, 2017 @ 5:14 am

    Rip Off Britain. BBC 1 , Friday 13th October.


  75. CS
    October 9, 2017 @ 10:38 am

    Good Morning
    Whats the latest on people who have received tax demands?

    I have now received a further update this weekend to say the tax demand will stand and I need to pay the £1350 owed for taking the thank you payment which they are saying is a loan.

    I asked to take the case to a tribunal but looking at the letter which is not very clear it doesn’t say it has been to one.



  76. Grant MacBeth
    October 12, 2017 @ 2:10 pm

    I have received word from Sara that I can now withdraw the lot , circa 90k I am led to believe. She will be sending me a final statement within a few days and the withdrawal will be put before the ” Trustees ” early November……Stay tuned.


    • Pension Life
      October 13, 2017 @ 8:32 am

      Wow! Do keep us updated on that. Can’t quite believe it but if it happens it will be amazing.


  77. Virtual00
    October 12, 2017 @ 9:31 pm

    This has been making me go mad. My mental health is suffering. The help we get is a tax demand, what a joke…..


  78. Ian
    October 13, 2017 @ 9:16 am

    Grant McBeth…….The £90k being offered to you is as a transfer value to another pension pension scheme isn’t it? I hope so.

    The reason I mention this……….if it’s paid as cash in your hand I would be very concerned about the possibility of a tax charge from HMRC as an unauthorised payment which could result in the loss of more than half of it in tax. Obviously we can’t trust these people to do it right so please be sure.


  79. Grant MacBeth
    October 13, 2017 @ 3:35 pm

    Cheers Ian.
    To be fair, I’m waiting for an e mail confirming the exact amount and details, but this was the figure in the statement which I eventually received.
    I’ll be ultra careful, you can be sure.
    Rip off Britain was a waste of time. I ended on the cutting room floor, but they didn’t cover a fraction of the stuff that they were asking me.
    The Producer did say that they had been constantly reassured that all of the money was still there and would be released at the appropriate time (paraphrased )


    • Pension Life
      October 14, 2017 @ 7:22 am

      They always do that – the piece ends up being very weak and generic rather than hard hitting. Bring back to the days of Roger Cook!


  80. Troof Willout
    October 13, 2017 @ 4:25 pm

    Any news? Has anyone been paid out yet?


  81. Ian
    October 14, 2017 @ 9:58 am

    It seems to me that ‘Rip Off Britain’ just gently alerts the public to ‘rip-offs’ and doesn’t play any part in helping to get criminals behind bars which is what is needed here. I’m sure it wasn’t a waste of time but still very disappointing.

    So……Fast Pensions started in 2012 offering very unconventional pension plans under the radar of regulation. We understand the ‘investments’ of the funds were high risk, high interest loans (arranged by Bridgebank) and presumably the Moats would live on a big share of the interest paid by the borrowers. If 5% was payable to the members funds that would leave plenty over to be creamed off for the Moat’s luxuries. Greedy, disgraceful but is that how this was planned to work?

    OK…..so somewhere along the line was there was a change in their ‘modus operandi?’ Due to Goodman’s incompetence it is only now that we find all of these short term loans were repaid to the ‘trustees’ in 2013. So what are the scheme’s investments now? What have been the investments since 2013? The duty of the trustees is to act in the best interests of the beneficiaries so how are the trustees now generating a reasonable investment return for the members?
    Is it possible that a bust property firm in Spain was an ‘investment’ of the funds? If this finally gets to a court of law would this be considered a prudent investment in the interests of the beneficiaries or simply ‘theft’ by the trustees in abuse of their position?

    At the start Fast Pensions was a shoddy, ill-conceived little venture but having managed to get control of a huge sum of money these ‘chancers’ may have morphed into ‘bona fide big time criminals.’ Something seems to have changed and all morals may have evaporated along the way. So many criminals start small before getting even greedier and going the whole hog. I am very concerned this may be the case here.


  82. Javi
    October 15, 2017 @ 4:54 pm

    The good thing about the ‘tame’ tv programme was that it will alert many other investigative journalists and upset clients to the problem. The Moats can run but they can’t hide, watch this space ……


  83. Ian Southgate
    October 16, 2017 @ 3:34 pm

    It is a pity that the money is not still invested in these bridging loans as all would have been secured on fully surveyed property at low loan to values with full security. Bridging Finance is not high risk at all. Are we sure there is no further type of this investment as I would sleep a hell of a lot easier if there was.


    • Ian
      October 17, 2017 @ 9:24 am

      Ian, I have to disagree a little.

      Bridging Finance is high risk. This is the reason few lenders offer it and why the interest rates are so high. Most importantly, it is totally unsuitable as an investment of the pension funds of ordinary people. Angie has explained this on the associated blog.

      I do, however fully agree with you that it is a pity that the funds are no longer out on loan with security. If the choices are secured bridging finance or a ‘free for all’ in Spain I know which which is the lesser of the two evils. It is now late 2017, the loans were repaid in 2013 so what the hell has the money been doing for the last four years?


      • Pension Life
        October 18, 2017 @ 4:50 am

        You are absolutely right – and I think the fact that Bridgebank hid the fact that they had all been repaid is extremely suspicious. Remember, one of the borrowers was a director of Bridgebank. One of the Fast Pensions victims went to see the hotel in Scotland which was being converted into flats, and he said the work looked serious dodgy.


  84. Day of Justice
    October 19, 2017 @ 10:52 am

    Well Since the exposure Sara “Peter” Moat has forgot how to write emails. Dealing with the alias’s of Fast pensions for some months they seem to have lost communication.
    We did receive an email from the alias last week which was very blunt, unprofessional and somewhat concerning. They have failed to answer any questions which we have sent them. But what we have reverted to doing is sending emails with facts as they like to say emails contain allegations.
    As I pointed out to the Alias allegation is a statement without facts, every email since then has included the facts with the statements.
    One they don’t like is to have a challenge, when they send emails with nothing other than fabrications or useless excuses fire back at them with facts and they soon stop using them.
    Months of excuses from various alias of Fast Pensions has created a wealth of facts, emails and points. There is not one excuses the Fast Pensions fraudsters have not used. Most of which with the right evidence and fact find can be proved to be absolute rubbish.
    I did ask “Sara” yesterday in an email if the reason for the lack of response was due to the recent exposure and increase in contact… Yes you guest no reply.

    I personally would love to knock on the Moats door and start asking questions. Failing that stand opposite them in the court room when justice for the victims is handed out (put behind bars).

    Just yesterday the FT advisor produced a shocking article “FCA finds millions have no idea what pension they bought” is this no surprise when you have people like the Moats and their puppets flogging pensions schemes?


  85. Grant
    October 20, 2017 @ 10:03 am

    Just to continue my saga, Sara did indeed contact me within the promised 5 days, albeit with an apology that she had not received my final transfer amount from the accountant , but assured me that I would have it next day. She replied next day with the final transfer amount, which was more than previously indicated. I now await the decision of the Trustees meeting on Nov 2nd as to whether and when I can receive the sum .


    • Javi
      October 21, 2017 @ 10:34 am

      So she is having a meeting with herself then………….


      • Mop
        October 23, 2017 @ 5:21 pm

        If she don’t pay up soon she will be having a meeting with me and anybody else who would like to come join me on a quick trip to Spain.?


  86. Mop
    October 20, 2017 @ 8:28 pm

    I also have to wait till the 2nd November for the trustees to meet and discuss pension transfer. SMells like bacon to me


  87. Grant
    October 22, 2017 @ 2:16 pm

    It’s maybe difficult getting all the trustees together at the same time…
    Wonder if there’ll be a buffet.


  88. Alda
    November 1, 2017 @ 2:54 pm

    So the big buffet takes place tomorrow, Oh if only I was a fly on the wall. We all wait for the next excuse !!!


    • Mop
      November 1, 2017 @ 10:36 pm

      I want my pension money back no more rubbish. I’m not in the best of health. I don’t need anymore stress. It makes me angry talking about it. If they do not comply with are request I think all the victims need to get together and come up with a strong plan of action.


  89. Sherlock Holmes
    November 1, 2017 @ 11:25 pm

    I would be very interested to hear if any one receives a reply from Sara Moat after this “Trustee(s) meeting” on the 2nd November, and if so,what excuse, delay tactics, or fabricated story she comes up with this time. I do not know how many times I have been told that there is to be a “Trustee meeting” and nothing has materialised from them, that is if there was ever one in the first place. We all know who “is pulling the strings”.


  90. Alda
    November 2, 2017 @ 1:41 pm

    Why does it take a meeting when they know what we want and they know what they have.
    Sorry I can’t today My sister’s friend’s mother’s grandpa’s Uncle’s fish died this could delay things until further notice !


  91. Grant MacBeth
    November 3, 2017 @ 12:41 pm

    Wellll….My transfer out of the scheme has been approved….but……”I am awaiting timescales for the disinvestment of assets to convert into cash in readiness for transfer…” Should be early next week apparently.


    • Mop
      November 3, 2017 @ 6:04 pm

      Wow that’s the exact same thing they said to me…


  92. Alda
    November 3, 2017 @ 1:19 pm

    Any excuses from The Moats now, it’s Nov 3rd I’m sure they are keen to contact you with an update.


    • Alda
      November 4, 2017 @ 9:30 am

      You can smell it !!!!


  93. Sherlock Holmes
    November 3, 2017 @ 7:31 pm

    Mop/Grant I would be grateful if either of you can give us a progress report next week when Sara Moat gives you the timescales for the transfer of your funds. There might be hope for me yet. I am still waiting for answers, both on my long over-due drawdown payment and the transfer of my remaining funds.


  94. Javi
    November 4, 2017 @ 9:46 pm

    Classic ‘Moat speak’…….
    ‘the disinvestment of assets to convert into cash in readiness for transfer’
    Don’t hold your breath……


  95. Steven kelso
    November 5, 2017 @ 10:12 am

    Been in contact with with Sara Moat over the last few months.what I’ve learnt from this despicable creature is that it’s every body else’s fault for all this miss.


  96. Ian
    November 5, 2017 @ 5:40 pm

    We hear about ‘disinvestment of assets’ but what assets exactly are we talking about?

    Has anybody any idea what ‘assets’ these funds have been invested into since the Bridgebank loans were paid back to the trustees in 2013? Something tells me some big lies are being told.

    Fingers crossed. If anybody is hoping for a real transfer value to be paid to a real pension scheme, make sure the new real provider is geared up and ready for this. Make sure the receiving scheme has issued all of the required paperwork to Fast Pensions asap. Fast Pensions will have to pass information to the receiving scheme about the type of scheme and benefit using (normally) a form produced by the receiving scheme which Fast Pensions will have to complete and sign. Get started with this now. I hope Fast Pensions know what they are doing but I seriously doubt it………..


  97. Javi
    November 7, 2017 @ 9:49 pm

    So the Moat’s have arrived back to Javea, and moved back into the half finished mansion in Calle Truita. Maybe they are available to answer everyone’s questions now, whilst actively trying to sell the property paid for by who………..or is this one of the ‘assets’ being ‘dis-invested’…….


  98. Sherlock Holmes
    November 9, 2017 @ 8:59 am

    Has anyone received any definite dates when Sara Moat is going to actually make any payments, or are we going to continually accept her broken promises, fabricated stories, and delaying tactics, and continue to “string us along”


  99. Grant MacBeth
    November 9, 2017 @ 7:05 pm

    True to her word, Sara got in touch yesterday and has quoted 3 to 6 months to release the funds. Is this an unreasonable length of time, or about right. Obviously I imagine it could be pushed through quicker if someone was really on the case, but I suppose that they are not in any particular hurry.


    • Alda
      November 10, 2017 @ 4:30 pm

      Oh what a surprise more delays to paying out what’s rightfully yours and what next after 3-6 Months more excuses ?
      The light at the end of the tunnel is still very dim!


    • Javi
      November 11, 2017 @ 11:56 am

      Just a question Grant, are these communications being sent on headed notepaper of any kind with contact details for Mrs Moat? I have to say this sounds like a typical Moat delaying tactic, when many months ago on this thread someone was promised release of funds by October just gone.


  100. Alda
    November 10, 2017 @ 4:42 pm

    3-6 Months what kind of commitment is that, a definite date is acceptable not a shot In the dark.
    You can’t tell me that nobody can give a secured date ,we don’t live in la la land it’s 2017. What was the point of the meeting ?


  101. Ian
    November 12, 2017 @ 9:41 am

    This delay of 3 to 6 months is utterly unacceptable. Timescales for withdrawal / waiting periods should all be covered in the literature provided at the start BUT………this is a cowboy organisation. It needs to be busted wide open.

    Everybody needs a little encouragement and we need to see some sliver of evidence to suggest these funds may not have been stolen. Delaying tactics, waffle and broken promises just tells an awful story.

    Be sure…….the Moats have ruined their own lives with this scam and sooner or later will pay a very high price.


  102. Mop
    November 14, 2017 @ 6:50 pm

    Can we work out a proper plan of action….For these animals.. I would like to come together….


  103. notsofastpensions
    November 15, 2017 @ 12:16 pm

    When Sara replies to you stating that it needs to be put in-front of the board of ‘trustees’ – please call her bluff and send her a direct link to Companies House


    Which clearly outlines the 37 charges made against the company and quotes word for word that ‘Sara Moat and Martin Peacock (As trustees of the FP1 Retirement Plan, DM1 Retirement Plan, EP1 Retirement Plan and Leafield Retirement Plan’ and then kindly ask her to explain why she needs to have a meeting with herself?

    I’ll wait in anticipation to hear her reply…


  104. Javi
    November 16, 2017 @ 11:01 am

    There are many people based in Spain also owed money from these charlatans, who would be pleased to point any interested persons in the right direction, in order to ‘doorstep’ them……..


  105. Mop
    November 17, 2017 @ 8:12 pm

    I would like be to speak with people who are in the same situation as me. with out having to leave messages on a public notice board. I don’t mind if it’s me our someone else who starts a private group. This group will only be for people who have been victims of fastpensions and people who can help us…give me a few days to look in to things. But I would be grateful for help in doing this….


  106. CS
    November 19, 2017 @ 10:37 am

    Is anyone still dealing with HMRC on the tax demands? I have now had to pay mine and take it to the tribunal to see if I can get somebody to actually listen to my case properly. Has anyone managed to get out of it?


  107. Javi
    November 24, 2017 @ 1:56 pm

    Casa MOAT, Calle Truita 14-16, Javea, Alicante, 03730, España. a.k.a ‘The Money Pit’…………


  108. CS
    December 5, 2017 @ 6:01 pm

    All gone a bit quiet on here. Is there any updates from anybody.


    • Angie
      December 5, 2017 @ 6:30 pm

      Sara Moat’s email address seems to have ceased working altogether.


      • Javi
        December 6, 2017 @ 1:20 pm

        Apparently now both seen driving around Javea & Denia in a Mercedes Benz…….


      • Alda
        December 6, 2017 @ 1:25 pm

        The Moats are properly Christmas shopping


      • CS
        December 7, 2017 @ 12:37 pm

        I have just sent an email, nothing has bounced back to say its not working yet.

        I received my last email from Sara on the 06/11/17 when I was chasing my statement. Funny this was the time they went off line last year.. 🙂

        What’s the nest step here? What are action fraud saying has anybody heard from them?


        • CS
          December 11, 2017 @ 10:50 pm

          The email is still working, I received a reply the same day.


  109. Grant
    December 7, 2017 @ 10:14 am

    With my 96 Grand. I at least expect a Christmas card


  110. Sherlock Holmes
    December 18, 2017 @ 12:20 am

    Anyone who intends trying to contact either Sara Moat or Jane Wright by e-mail over the festive period will receive an automated reply saying that both Fast Pensions Ltd and the Trustees are now on holiday as from Monday 18th Dec until after the New Year. They have wished everyone a Merry Xmas and a Happy New Year. Not a “cat in hell’s chance”.


  111. Mop
    December 23, 2017 @ 12:07 am

    That’s nice of them…hopefully I will get my transfer in 2018…..to you all have a happy Christmas and New year…and good look for 2018..


    December 27, 2017 @ 5:45 pm

    Anyone else told they are awaiting details from the HMRC to pay people?

    Anyone else smell a rat? Another excuse from Fast Pensions which is untrue and just delay tactics!

    Now they are taking an extended break for Christmas (more delay tactics)

    Lets hope they make a New Years Resolution to pay members and top making members suffer!


  113. Javi
    January 5, 2018 @ 12:05 pm

    Mr Moat is now spinning a story around Javea (where is is back living) that he has sold Calle Truita, and the sale completes on January 20th. If true, you wont see him for dust, although it may just be another yarn to calm some of the people that he owes money to…..


  114. scammedbythemoats
    January 8, 2018 @ 8:24 am

    Does anyone have there website address?


    January 9, 2018 @ 12:47 am

    Let’s hope his creditors gets the money before him if this is true…

    About time he had a spoonfull of his own medicine.


    January 9, 2018 @ 12:54 am

    Anybody heard from anyone at Fast Pensions since they returned from leave??

    Maybe they are finding it hard to read all their mail from the extra long break.

    On the other hand maybe just delaying a bit more!!


  117. Grant
    January 10, 2018 @ 1:13 pm

    I got an e-mail from Sara yesterday saying that she had heard from the trustees ( !!!) and that it is looking like my funds should be released early April.


  118. Grant
    January 20, 2018 @ 2:26 pm

    Is this site now deleting peoples posts ?. Several posts have been wiped from this discussion since they replied to mine of the 10th.


    • Angie
      January 21, 2018 @ 10:20 am

      The only person who can delete posts is me and I haven’t deleted any. Am wondering if there is a bug? Will check it out with the web host.


  119. Enzo
    January 22, 2018 @ 4:32 pm

    Hi. Could anyone provide me with an update or as much information as possible as to what the current situation is. It turns out a family friend is caught up in this. It would be much appreciated.

    Thanks is advance.


    • Enzo
      January 22, 2018 @ 4:45 pm

      Would anyone please be able to also advise on the best course of action for a tax demand on a supposed 25% tax free lump sum paid in 2013. I am assuming they are treating this as a loan which has not been paid back within the determined timescale.


    January 22, 2018 @ 5:17 pm

    I honestly don’t know how Sara Moat can sleep at night?

    Constantly winging people along when they ask for when they will be paid.

    Those that she said April to don’t hold your breath!!

    She certainly does not have 10/10 for delivering on promises.


  121. Andy Muir
    January 23, 2018 @ 12:13 am

    I believe that I am a Victim as well, I got the letter from HMRC today (22/01/2018) stating that I owe them money from a bung basically from Fast Pensions when I transferred in.


  122. Andy Muir
    January 23, 2018 @ 9:38 pm

    I emailed Sara today 13/01/18 about my tax letter from HMRC, I got a reply within a few hours saying she will get back to me within 5 working days.


  123. Javi
    January 24, 2018 @ 10:29 am

    Moat sold the ‘money pit’ Calle Truita last week, so maybe he will pay everyone now…….not


      January 26, 2018 @ 9:40 am

      Javi can you confirm the address of the house they have sold?
      I am sure many people will be interested in this information.

      Especially now the first case of its find highlighted below!


      • Javi
        January 28, 2018 @ 12:26 pm

        Calle Truita 14-16, Javea, Alicante, 03730, España


  124. Ian
    January 24, 2018 @ 11:29 am

    See link below from news item today. As we are informed this is the first time a court order has been obtained to force pension scammers to return funds to victims then hopefully a precedent has been set and court orders may be obtained against other scammers. A ray of hope maybe……….



    January 31, 2018 @ 10:01 am

    It’s about time Sara Moat was put in a dock and made accountable.
    “I didn’t pay your funds because the cats died”

    “I can’t pay your funds because its raining”

    All reasons which are totally unlinked to the matter but in the words of Sara Moat they prevent payment.
    (These are not quotes, but might as well be).

    It’s about time the Pension Regulator took over the Pension scheme and hit Sara Moat with a hard stick.

    She has no remorse for what she is doing to people and their lives.


  126. Mop
    February 7, 2018 @ 9:51 pm

    I hope mrs Sara grace moat Nee DUCHART keeps to her word this time…..


  127. CS
    February 8, 2018 @ 1:33 pm

    is anyone still dealing with the HMRC tax demand?? I have had to take mine to a tribunal.

    Has anyone successfully appealed?


    • Andy Muir
      February 12, 2018 @ 2:50 pm

      I’m still waiting on bank statements to prove I never received what HMRC said I did


    • Trina Clark
      February 14, 2018 @ 3:30 pm

      I am appealing but don’t know whether i’ll have any luck. I received an email from tribunal this week saying the other party have applied for an extension of time and they have consented.


  128. Javi
    February 9, 2018 @ 12:29 pm

    They have sold the ‘money pit’, but have continued to reside in Javea……..


  129. Trina Clark
    February 14, 2018 @ 3:27 pm

    I have asked HMRC to prove the debt on numerous occasions and they state they feel it inappropriate to supply the evidence. I have submitted it to tribunal currently awaiting an outcome


  130. Andy Muir
    March 21, 2018 @ 7:50 pm

    Can someone please tell me what an IDRP form is?


  131. Andy Muir
    March 22, 2018 @ 11:03 pm

    Right, people, I’ve no idea what fast pensions have been up to, I’ve received no word or letter about compensation but have received tax demands from HMRC, can someone give me advice please


  132. Javi
    March 30, 2018 @ 11:25 am

    So April is upon us……Mr and Mrs Moat promised to pay up now did they not? Maybe James Porter will appear on the scene again with an excuse not to pay out….or maybe they have just spent it all…. anybody had a communication from them?


  133. jules
    April 1, 2018 @ 5:56 pm

    Javi – why oh why has nobody connected the dots with Karl Thomson at Peregrine Black? They look to be FCA appointed and he was a director with Moat I understand from reading above. Surely Angie would have traction here?


    • Javi
      April 3, 2018 @ 1:06 pm

      Karl Thomson , to my knowledge, has no connection to Fast Pensions. His link to Peter Moat was through Peregrine Black, and then Kapsecure and FX Move Limited. FX Move was a smokescreen created by Moat when his ‘Blu Property Group’ was going under in Spain, he actually told staff they were moving into currency trading, but as most of them realised it was another Moat tall story. Unfortunately, Peter Daniel Moat is a serial ‘blagger’ and it seems that Thomson, Bullman and the rest were others he attempted to con.


  134. Grant
    April 3, 2018 @ 7:34 pm

    So, Fast Pensions in Liquidation.
    Can we just kiss all of our money Goodbye now ?


  135. Andrew Vining
    April 4, 2018 @ 4:37 pm

    So finally the Courts have caught up with the Moats, who clearly have robbed us all, let’s hope they haven’t managed to waste all the funds on there lavish lifestyle.


  136. Andy Muir
    April 4, 2018 @ 10:38 pm

    Fast pensions and 5 other companies placed in provisional liquidation


  137. Boomer
    April 5, 2018 @ 4:16 pm

    Nervous wait for investors as pension company goes bust – The Telegraph


  138. Boomer
    April 5, 2018 @ 4:18 pm



  139. Mop
    April 5, 2018 @ 10:26 pm

    I am so angry. They planed it perfectly they sold the villa in Spain hid the cash and now they have gone in to bankruptcy. Is they a solicitor a can call who can help me please.


  140. Graham
    April 6, 2018 @ 9:11 am

    Hi law enforcement. Spain and GB

    Surely the proceeds of crime act will come into play so every last penny this fraudulent couple have amassed will be returned to the people they have scammed.
    Any property and even the shoes they wear should be taken off them.
    This act should be used so much more and any dodgy defending business assets included.


  141. Mop
    April 6, 2018 @ 10:00 pm

    Who is repasentin us victims?? our do we not have a voice in this.are these people going to get away with this crime? Can anybody help me please..


  142. Javi
    April 7, 2018 @ 12:04 pm

    At least now Sara/Peter Moat and Jane Wright will be held to account. Assets will be frozen etc., not exactly the result the pensioners want, but at least financial/judicial punishment for these charlatans…



    April 7, 2018 @ 8:03 pm

    Chances are Moats knew the net was closing in. There is reports they did not communicate with Pension Ombudsmen and others.
    What you have got to realise is the provisional liquidation was proposed to the High Court by the Insolvency Service.
    The Insolvency Service can act in the interests of the public and report on any business they see not fit.
    We can only assume some of the concerns raised in this blog formed part of the Insolvency Service report proposed to the High Court to propose the action.
    Insolvency investigation is confidential and anyone found to be “tipping off” the involved company can be prosecuted.
    Well it’s now frozen and we await the 30th May to see the outcome. The Moats can object to the liquidation if they wish.
    As you will read in the Telegraph article if the official receiver takes over all business assets and funds will be put in a pot.
    From there creditors and investors will be paid out but this depends on the assets.
    If the funds are short of the creditors /investors amounts it will be based on a percentage.
    As you will read further up the blog Moats would not be the first investment business to have personal assets seized to support the funds required.

    Regards their house I am sure the Insolvency service will have tabs on this as well as funds / charges should they need them in time..


    • Javi
      April 10, 2018 @ 3:34 pm

      The house was sold several weeks ago, so presumably they will have funds hidden away from prying eyes……


    April 8, 2018 @ 11:20 pm

    For those not sure how to react information is provided in the Gazette notice.


  145. Peter Bloat
    April 9, 2018 @ 7:19 pm

    When you say Assets will be frozen, they need to check accounts and dealings with other associates also.

    The Henderson family to name another, G Henderson was the man responsible for cooking the books and it seems his wife is in on the scam too.


    They live at ; 12 Lumdsen Crescent, St Andrews, Fyfe, Scotland KY16 9NQ


  146. Alda
    April 10, 2018 @ 3:58 pm

    Sara, Peter, Jane, and the mysterious James Porter who we all know was Peter.
    For years you have bluffed your way through life, hopefully on May 30th the Court will be on the Victims side.
    We have all suffered enough of your continuous delay tactics, lies and destroying peoples life’s, whilst you all run around in your flash cars and living a life of luxury, Wasn’t through hard work, just deceiving Innocent hard working people.
    No wonder you never answered your phones obviously afraid of hearing the truth.
    See you in Court, hoping you are all left penniless.


      April 11, 2018 @ 12:15 am

      Totally agree, the comment was more around how the Insolvency Service pushed the action.


    • Javi
      April 11, 2018 @ 10:33 am

      The fact that Sara, Peter and Jane all still reside in Javea shows that they are quite literally ‘as thick as thieves’….. The Moats child still attending the ‘Alpha and Omega’ school in the next town of Denia….. easy to find


    April 11, 2018 @ 12:19 am

    It will also be interesting to read who appears in court on the 30th May 2018.

    Sarah Moat director of FP.
    Jane Wright chair of Trustees.
    Ian James Stewart – Director of Blu etc.
    James Porter – Former admin.


    • Javi
      April 11, 2018 @ 3:56 pm

      Sara Moat sole Director of Fast Pensions,
      Jane Wright sole Director of FP Scheme Trustees Ltd,
      Ian Stuart Chapman sole Director of Blu Debt Management and Blu Financial Services and Blu Personal Finance and Umbrella Loans…and once signed off the micro accounts for Fast Pensions….
      Peter Moat was ‘James Porter’ for a while, as he controls all of the above….
      As was stated above, ‘as thick as thieves’….


  148. Alda
    April 11, 2018 @ 1:04 pm

    I will be there watching and hoping to bump into these punch of crooks !


  149. Ian
    April 11, 2018 @ 3:05 pm

    It would appear that Ian Stuart Chapman of the Blu companies and Umbrella Loans is right in the thick of this and likely to lose his livelihood too. It is very good indeed that these companies are also in provisional liquidation, stuffed with the pensions monies of innocent people.

    So…..S & P Moat resigned their directorships following P Moat’s bankruptcy and disqualification and Chapman was immediately appointed as MD. Seems if you can’t do the dirty work yourself then get a villain in to do it for you.

    I prey there is loads of money left to be returned to the victims. As for this sad lot…they must take what is coming to them…they have ruined their own lives.


  150. Steven kelso
    April 11, 2018 @ 7:37 pm

    I had £65000 invested in that scamming bastards called the moats.do we all have to wait for the final outcome in court?


    • Angie
      April 12, 2018 @ 3:24 pm

      I think it is a foregone conclusion that Fast Pensions, the 15 pension schemes and the various loan companies – as well as the trustee company – will be wound up. We can only hope that there will be swift and decisive action taken to unscramble the inevitable mess the Moats will have left behind. It is very important that all members email the Insolvency Service and register their interest in this matter.


    • Grant
      April 13, 2018 @ 1:21 pm

      I Trump your £65,000 with my £92,000. Any advance ??


    • Fast Eddy
      April 14, 2018 @ 10:25 am

      Why do you not ask Mr Thomson at Kapsecure and Peregrine Black what he knows? Has anybody done this – Angie? I keep repeating that they are FCA regulated and so have a lot to lose from my limited knowledge merely through association with Moat. He just might spill the beans on what he knows.


      • Javi
        April 18, 2018 @ 9:34 am

        Nothing to do with Fast Pensions etc….


  151. Sherlock Holmes
    April 13, 2018 @ 8:53 am

    The 30th. of May 2018 is going to be a very interesting day. Unfortunately I cannot make the hearing but I will be represented and will present a petition if needed to wind up Fast Pensions Ltd and their associated companies. I also hope that swift and decisive action is taken to wind up the companies and we see ” a light at the end of the tunnel” and all of the involved clients receive all of or a % of the monies they invested.
    This hearing was arranged as a result of the intensive research carried out by the Insolvency Service to bring it to a Civil Court, but I hope that we also at some point be able to have enough evidence to bring the Moats and their associates to a Criminal Court, with the assistance of the Economic Crime Unit in Cheshire, and others, to bring this episode to a satisfactory conclusion once and for all.


    April 19, 2018 @ 12:50 pm

    Poor “Moats” must be very stressful for them reading the controls of the provisional liquidators

    Well what goes around comes around.

    Let’s hope they get everything they deserve… not half as stressful as the people who invested money in one of the many schemes they “ran”.

    In the words of Sara Moat “Disinvestments”..


  153. Javi
    April 21, 2018 @ 11:08 am

    The Moats and Mrs Jane Wright must be slightly worried…..but all still to be seen in and around Javea…..


    April 25, 2018 @ 10:23 am

    Sara Moat had major issues with other parties the accountant was taking ages… HMRC took three attempts to do anything… The Trustees never responded after a meeting? Did Jane Wright review the policies before the Liquidators knock on the door….

    I can only imagine when Mr Liquidator knocked on the door it was a bit like that old joke from Bobby Thompson. (Debt collector).

    Knock knock…..
    “Come in Sir take a seat”..(smarmy approach)
    “I am coming to take the lot!”

    Reading the guide of the Liquidators there is restrictions but further enforecements can be applied if required or later down the line..

    The clock is ticking and the 30th May is creeping up… I would be interested to know how many rats the Liquidators has found in the nest the “Moats” & Co have created.


    May 6, 2018 @ 7:29 pm

    In a lot of connections to Fast Pension Ltd seems to be familiar name.
    “Mark Anthony Fuller”..

    What was his involvement in Fast Pensions Ltd or the net of FP Ltd?


    • Javi
      May 7, 2018 @ 12:15 pm

      Mark Anthony Fuller, Ian Stuart Chapman and David Brian Taylor, oh and a certain Laurence Howard Goodman (Bridgebank)…. All in the mire with Peter Moat…. search ‘Jackson Wood’, ‘Promise Debt Solutions’, ‘Firmus Secured Loans’…… they have all had their fingers in the pie….


    May 9, 2018 @ 7:28 pm

    I am aware of Jackson Wood through a certain Paul Bennett who creates a loop of his own…
    It always links back to a common point in the net of the “Moats”


  157. Mop
    May 14, 2018 @ 9:34 pm

    Has anyone received legal advice.


    • Angie
      May 15, 2018 @ 5:09 am

      Yes, we have taken advice. Right now we are awaiting the outcome of the winding up petition against Fast Pensions which will be heard on 30th May.


  158. Steven kelso
    May 30, 2018 @ 7:03 pm

    What happened in court today?


    • Angie
      May 31, 2018 @ 6:19 am

      The judge ordered that Fast Pensions and all associated companies should be wound up. I will be doing a detailed report shortly.


      • Chris Stanley
        May 31, 2018 @ 10:09 am

        Is there anything left?? 🙂


        • Angie
          May 31, 2018 @ 12:12 pm

          There will be quite a lot of detective work involved to find out where the money has gone and how much of it is left. The Moats have not been at all cooperative with the Insolvency Service to do – no surprises there.


    June 1, 2018 @ 6:55 pm

    Well let’s hope the process is continued to a full criminal investigation and they act on it…

    What the Moats & Co have done in wrong in so many ways..

    £21 is an unreal amount… that the Moats & Co encourage people to pass over to them…

    £4m which will have filled the scammers pockets….


    June 3, 2018 @ 10:29 am

    Dear Mr Moat,

    I hope you continue to read this blog as you had great interest in it until 28th March.
    During the process leading up to the above date you quote…”brooks is a scammer and scams people in genuine schemes of an annual fee”

    This just proves two points.

    1) you are full of lies and deceit
    2) the only scammer and proven is you!.

    You also quoted me to sleazy after what I put on the blog… hmmmm the only sleazy person is yourself.
    You also told me that the information on Pension Life blog supported a legal case you had against them… more lies… not even a sniff of a case in the court last week.

    Well the tables have turned and your little scam created empire has closed on you… at least you can’t use this web to deceit more people out of funds and pensions.

    Let’s just hope some of the funds are found as the £21m fund is a lot of people’s retirement or benefits they are entitled to.

    But as well as this there is the criminal case which I am sure will speed up following last week’s judgement and the evidence within.

    You might think you have hidden the money but maybe the “proceeds of crime” they just remove personal assets to support their case.

    I am sure the rest of the people feel the same part 1 of 3 is over.

    1. Winding up
    2. Criminal case.
    3. Removal of personal assets.


  161. Melanie Cutter
    June 21, 2018 @ 5:28 pm

    Hi everyone,

    I have been following this horrendous story for quite sometime. Has there been any updates since the May hearing? Surely a criminal case is being started for all parties involved not just the SCROATS!


  162. Andrew Muir
    June 21, 2018 @ 8:49 pm

    Anyone been successful in appealing HMRC?


  163. John meek
    July 25, 2018 @ 8:13 pm

    Hi I have just became aware of fast pensions.my problem was I applied for a loan but was told I had to transfer my pension to fast pension before I could get the loan. I tried to transfer my pension and was told it had to stay with them for 10 years. This was back in 2012 when I transferred to them. They are terrible to get a hold of ,I have tried many times without. Does anyone know or help how we can get out of this so called company. Thanks


  164. Dofearthereaper
    August 29, 2018 @ 1:45 am

    Hello all…I have also been scammed by these crooks..not only have I losted my childrens inheritance but as the lady Catherine eluded to this was all down to Paul Ferrin of TMT Belfast. To make things worse he has me down as a CEO of a bogus firm.fraud in its ugliest form. Well Mr Rat Ferrin I have your home address in Belfast and am coming to take your wife and children off you period..be afraid very afraid..what is for you won’t go by you.


  165. Javi
    January 2, 2019 @ 3:33 pm

    Peter and Sara Moat now reside in a brand new villa in Denia, not far from Javea, where they ran ‘Blu Property Limited’. The address is Calle Baladre 14, Denia.
    Their daughter is at the private fee paying school ‘Alfa y Omega’ in Denia.
    Hopefully this is of interest to the hundreds of people trying to locate their pension funds….


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