1. Anonymous
    October 30, 2018 @ 9:00 pm

    Very interesting, long winded article. Crooks right enough! However you are very boring?


  2. Fact Checker
    October 31, 2018 @ 10:46 am

    There appears to be an inconsistency in this blog. You state Premier Pension Solutions (A bit of a clue in the second word of their title) was only licensed for insurance and investments under a tied-agency agreement with AES. Yet, PPS referred to AES as being the regulated entity on headed notepaper when PPS gave advice on pension transfers. Is this correct? I find it staggering, or not true, that a company that predominately dealt with advice about pensions would have an agency agreement that did not cover advice on pensions. It just does not make any sense at all. Why would AES have a pension specialist as an agent that is not covered by their agreement to provide advice on pensions?


  3. Lack Credibility
    October 31, 2018 @ 12:19 pm

    I am struggling to make sense of this, has Pension Life got its facts wrong? The idea that there was an agency agreement between a regulated advice firm and a pension adviser that did not cover the activity of regulated pensions advice is, frankly, laughable.

    I don’t think anyone is going to believe that for one minute, why on earth would a regulated firm take on such a risk and allow the ”unregulated’’ firm put the regulated firm’s details and regulation on headed notepaper that provided the alleged advice?

    If the headed notepaper was indeed as you state, then it must have clearly been there without the permission of the regulated company. If you have evidence of this then surely you should be working with this regulated entity, and those that you say have been badly advised, to seek recompense from Premier Pensions for the misuse of the agency agreement.


    • Ex PPS
      October 31, 2018 @ 12:59 pm

      Mr Lacking Credibility,

      I had the misfortune of working with PPS and I can tell you this blog is correct. I have a copy of the agreement designed by AH (he knows who he is). Up to you to decide if you think that the agency for personal pensions is sufficient.
      I have typed the relevant parts below. I am not going to post on here again, so do not ask me to communicate further.

      Schedule 1 Authorised Activities

      Activity Name: Advising on investments (except on Pension Transfers and Pension Opt Outs)

      Investment Instrument

      Certificates representing certain security
      Government and public security
      Life Policy
      Non-investment insurance contracts
      Personal pension scheme
      Rights to or interests in investments (Contractually Based Investments)
      Rights to or interests in investments (Security)
      Stakeholder pension scheme


  4. Ken MacIntyre
    October 31, 2018 @ 2:22 pm

    Unfair to vultures! These scavenging creatures are part of the eco-system. Parasites would be more appropriate, as fraudsters prey on others’ savings without creating anything.


    • Angie
      October 31, 2018 @ 5:23 pm

      You are right, of course, Ken. They serve a purpose – and without them we’d have a problem. Actually, how about we feed Ward to the vultures?


  5. Javi
    November 2, 2018 @ 10:42 am

    His address is actually Calle Madrono 24, Moraira, and Spanish mobile is +34 659579265. His LLC in Florida is Seneca 108. Hope this helps….


    • Angie
      November 2, 2018 @ 12:33 pm

      Thanks Javi. Actually, I hear Stephen Ward is having an open house this weekend at both his house and his office – cream teas, Pimms, champers. Well, open to all his satisfied clients – both of them (his wife and his son).


      • Javi
        November 2, 2018 @ 12:40 pm

        Yes I am sure it will be well attended Angie….


        • Angie
          November 2, 2018 @ 12:41 pm

          I would go, but I’ve got nothing to wear 🙂


  6. Javi
    November 2, 2018 @ 12:50 pm

    Ha ha…..do you know the company Chorus Financial Angie….. http://www.chorusfinancial.es it is a ‘trading style’ of Tourbillon Limited, are they regulated?


    • Angie
      November 2, 2018 @ 6:15 pm

      Yes – in Gibraltar. I hate Gib with a passion – full of drug dealers and fraudsters. Even the regulator is bent.


      • Homework
        November 3, 2018 @ 6:09 am

        Are you aware that a previous member of Tourbillon, that worked with someone that gets a regular mention on this site, now works for the Gibraltar Regulator?

        Do your homework.


        • Angie
          November 3, 2018 @ 9:54 am

          Yes. His name is Paul Garner. I’ve met him at the Gib FSC. He now hides that particular part of his past – obviously ashamed of it – or perhaps the Gib FSC didn’t like the fact that Garner was linked to the STM Fidecs scam.


  7. John Rogers
    November 2, 2018 @ 2:32 pm

    The neglegence and incompetence of government agencies (I’ll be polite and not suggest complicity) have been Stephen (10 villas) Ward’s greatest allies for years. Prison will be too easy an option for him when he is finally made to face up to his crimes. A life destroyed can be worse than a life taken.
    Who looks after his villas? Could it be a certain property management company on the Costa Blanca?


  8. Javi
    January 3, 2019 @ 4:38 pm

    Peter and Sara Moat now reside in a brand new villa in Denia, not far from Javea where they ran ‘Blu Property Limited’. The address is Calle Baladre 14, Denia. Their daughter is at the private fee paying school ‘Alfa y Omega’ in Denia. Hopefully this will be of assistance to the hundreds of people trying to locate their pension funds….


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